It is difficult enough to pay bills and make sure there is food on the table for our families. If you have suffered an on-the-job injury and are unable to work, the stress of paying the bills becomes even more significant. It is difficult to focus on healing from your injury when you are worried about how to pay your bills.
If you have suffered a work-related injury, you are likely entitled to worker’s compensation. You may be considering filing your own Kentucky workers’ compensation claim, but that might not be the best idea. Insurance companies frequently deny workers’ compensation claims. Our attorneys will help you effectively file your workers’ compensation claim and fight for the compensation you and your family need.
Filing a Workers’ Compensation Claim in Kentucky and Virginia
Worker’s compensation benefits are financial payments given to those who suffered an injury while at work. All employers must legally carry workers’ compensation insurance. Individual businesses can become self-insured and pay the claims out themselves. Even those businesses that only have part-time employees or that only have a single employee must have insurance.
Can All Employees File a Claim?
If you are an employee, the company must pay you compensation for work-related injuries. Independent contractors, volunteers, and domestic workers do not have a claim to workers’ compensation.
What Injuries Does Workers’ Compensation Cover?
Injuries that arise during employment constitute a work-related injury under Virginia and Kentucky workers’ compensation laws. If you are injured during work-related travel or while commuting to and from your job, your injury will not be covered. If intoxication or horseplay led to your injury or if you inflicted the injury on yourself, you will not be entitled to workers’ compensation. Examples of common qualifying injuries include back injuries, hearing loss, and broken bones. If a coal worker developed a medical condition such as black lung disease (CWP), workers’ compensation would apply.
If You are Entitled to Workers’ Compensation, Contact Greg Baker Attorneys At Law
Filing for workers’ compensation is not as easy as you might think. You should file as soon as possible after you receive the injury. If you discover a medical condition caused by your employment, it is equally important to file your claim as quickly as possible.
Many people attempt to save money by not hiring an attorney and filing their claim. It is wise to hire a skilled workers’ compensation attorney who can help you file the correct form on time. You will also need to submit a medical report that validates your claims. A primary reason for the denial of worker’s compensation claims is that the medical substantiation is incorrect.
If your claim is sent back or rejected, you will face even more stress. The longer your claim is processing, the longer your family will go without compensation. Our attorneys work hard to get our clients the best possible outcome regarding their workers’ compensation claims. Contact us at 279-926-7115 today for a free consultation.